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Q4 bonuses are huge. Hereβs why I picked the smallest one instead.
Note: This newsletter may include affiliate links. If you make a purchase through one, I might earn a small commission (at no extra cost to you). Thanks for the support!
Happy Friday Reader!
Listen to this segment on: Spotify or Apple Podcasts
Weβre entering the heart of Q4 (aka holiday season), and now is a great time to get a new credit card because there are some large sign-up bonuses out right now. Many cards have elevated offers all listed within the SUBs section:
The IHG cards, (180k-200k)
Hilton, (Bonus with a Free Night Certificate)
Alaska (80-100k with companion certificates)
The Hyatt personal card, (4 free night certificates)
Southwest, has 80-90k bonuses. Youβll want to apply for the card by December 2 so the sign-up bonus counts toward the companion pass if you're interested in that.
Bilt, has an impending change to its rewards system, so if youβve been on the fence about a Bilt card, you might want to consider getting one before the end of the year.
Or you can get a premium card like the Citi Strata Elite or Amex Platinum and double the value from the credits you receive before you decide to cancel the card. Here's an example of this strategy with the Strata Elite.
Iβm personally not going for any of those this year. I applied with my next trip in mind, which is how I ended up with a seemingly random card: the Wells Fargo Autograph Journey, which earns me 60,000 Wells Fargo points.
Weβre planning on going to Banff National Park in Canada for our anniversary.I was looking at hotels I could book with points and found a Wyndham hotel in a sweet spot: 1) close enough to the park that I donβt mind the drive, 2) affordable, but not so cheap that it has bad reviews, and 3) not so luxurious that they charge for parking. Plus, they have free breakfast!
It costs 30,000 Wyndham points per night, and since Wells Fargo transfers to Wyndham at a 1:2 ratio, the 60,000 points become 120,000. That gives me four nights from one card with a low annual fee ($95)!
So if none of these elevated offers are speaking to you, I recommend applying for cards that will help you get to your next destination or your next big trip.
This of course requires you to know how to search for availability so you know what kind of points you need to get where you want to go. If you need help with that, I built this specifically for you.β
P.S. I'm working on a video and need some inspiration on an award itinerary to search for. Send me any award searches you've been meaning to do. If I select yours, I'll send you what I find.
With that said, I may not be able to respond to everyone, depending on the number of responses I get.
A Clear Way to Find the Best Award Tickets
βThe Redemption System has given me an organized, clear and effective way to learn how to find the best award tickets.
I already know how to accumulate points, but Michaelβs program gives me the tools to use my points as efficiently as possible for my familyβs travel.
Even better is that I trust Michael. I donβt feel that he has an agenda or is a salesman.β
Savewise has its 30% Black Friday discount on its Pro subscriptions including its lifetime subscription. My affiliate link. β
Awardtool has a 30% Black Friday discount on their pro subscription plans. Affiliate link.β β
Seats.aero has a 20% Black Friday discount on their annual subscription (new users only) and giveaways for 250k Rove Points + Lifetime Pro subscriptions. Affiliate link for all three. β
Alaska Airlines added GOL as a partner, and you can now book cash tickets on select Alaska and GOL flights on a single itinerary with bags interlined. Points redemptions on GOL flights to Brazil and beyond arenβt available yet and are coming in 2027. β
JetBlue increased checked baggage fees to $70 for first bag during peak travel (within 24 hours); credit cards still offer free checked bags. Details.β β
Bilt partnered with Loweβs: you earn 1x Bilt points at Loweβs(in addition to whatever credit card points you earn), and you can now redeem $99 in Bilt Cash for a HomeCare+ subscription. β β
Amazon Prime replaced Grubhub+ with Uber Eats. You get $0 delivery on orders over $25, plus $20 off your first two orders through 11/18.
Point Sales:
Purchasing points on sale is a way to access travel sweet spots at a cash discount, especially useful for those who can't earn points quickly through credit cards (those living outside the U.S.) or those who want to fast-track specific luxury redemptions.
I recommend only purchasing points with a redemption in mind, or if you're topping off an account. β β Air Canada up to 30% discount as low as 1.85 cents each, exp 11/18β American Airlines up to 40% bonus as low as 2.26 cents each, tiered βChoice Privileges up to 30% bonus as low as 0.80 cents each, exp 11/26 βFinnair Plus up to 50% discount as low as 1.09 cents each, exp 11/16 - Need at least 50 Avios in Finnair account βHilton Honors up to 120% bonus as low as 0.45 cents each, exp 11/21 βLufthansa up to 50% bonus as low as 1.39 cents each, exp unk. βMarriott Bonvoy up to 55% bonus as low as 0.81 cents each, exp 11/23 βSouthwest up to 45% discount as low as 1.65 cents each, exp 11/17 βVirgin Atlantic up to 50% bonus as low as 1.67 cents each, exp unk. βWorld of Hyatt up to 20% discount as low as 2.08 cents each, exp 12/21 βWyndham Hotels up to 100% bonus as low as 0.65 cents each, exp 12/31
This Week on NMT:
Here are 4 more ways to book a free, or close to free, stopover with your points!
Here are some of the best sign-up bonuses that I've found. I've included referral links to the offers I have access to. For offers not linked, I'd recommend applying through other channels to support creators' work.
β -AMEX Gold$325 has an offer for "as high as" 100k β-AMEX Business Gold $375 - "as high as" 200k Targeted Offer after $15,000 spent in 3 months. Try copying and pasting link into Private/Incognito browser. β β-AMEX Platinum$895 - "as high as" 175k after $12k spend -AMEX Business Platinum$895 - "as high as 300k" after $20,000 spent in 3 months; Also here's a 200k No Lifetime Language link. β -Capital One Venture X$395 - 75k points after $4,000 in 3 months. -Capital One Venture$95 - 75k + $300 travel creditafter $4,000 in 3 months. -Capital One Venture Business$95 - 100k after $10k in 3 months. -Capital One Venture X Business$395 - 300k bonus + $1,000 travel credit, after $120,000 in 4 months. -Capital One Savor $0 - $200 cash back (20k points)after $500 in 3 months -Citi Strata Elite$595 - 75k points after $6,000 in 3 months -Citi Strata Premier$95 - 60k points after $4,000 in 3 months
Hotel Cardsβ β-Amex Hilton Honors $0 - 70k + Free Night Certificate after $2,000 spent in 6 months. Ends 1/13/27β -Amex Hilton Surpass $150 - 130k + Free Night Certificate after $3,000 spent in 6 months. Ends 1/13/27β -Amex Hilton Aspire $550 - 200k after $6,000 spent in 6 months. Ends 1/13/27 -Chase IHG Premier $150 - 180k after $3,000 spent in 3 months. Ends 11/18 -Chase IHG Premier Select $350 - 200k after $5,000 spent in 3 months. Ends 11/18 β-***Chase Marriott Bonvoy Boundless $95 - 200k after $3,000 in 3 months. Ends "soon". If my referral link above doesn't show it, check here. -***Chase World of Hyatt Personal$95 - 4 Free Night Certificates (Category 1-4) after $5,000 spent in 3 months. -***Chase World of Hyatt Business$199 - 70k points after $7,000 spent in 3 months.
Atlanta (ATL) - Europe: Economy for 18.75k Miles Chicago (ORD) - Europe: Economy for 18.75k Miles Chicago (ORD) - Shanghai: Premium Economy for 48.75k Miles Dallas (DFW) - Europe: Economy for 18.75k Miles Las Vegas (LAS) - Europe: Economy for 18.75k Miles Los Angeles (LAX) - Europe: Economy for 18.75k Miles Minneapolis (MSP) - Europe: Economy for 18.75k Miles New York (JFK) - Europe: Economy for 18.75k Miles New York (JFK) - Europe: Business for 45k Miles New York (JFK) - Nairobi: Premium Economy for 48.75k Miles Portland (PDX) - Europe: Economy for 18.75k Miles San Diego (SAN) - Europe: Premium Economy for 30k Miles Toronto (YYZ) - Europe: Economy for 18.75k Miles Vancouver (YVR) - Europe: Economy for 18.75k Miles Washington (IAD) - Europe: Economy for 18.75k Miles
**Miami (MIA) - Europe: Economy for 18.75k Miles β**Montreal (YUL) - Europe: Premium Economy for 30k Miles β **Ottawa (YOW) - Europe: Economy for 18.75k Miles
**These awards are only available for Flying Blue Extra subscribers, this subscription starts at 379 EUR per year.
- Book by the end of November for travel dates up to April 30th, 2027. Includes reversed routing. (Here's how to book it step by step.)
- Flying Blue Promo Awards are 25% discounted fares offered by KLM & Air France. Offer changes every month, and is released on the first weekday of the month. Above are U.S.-based routes, click here for other international-based deals.
Citi:β βCathay Pacific 10% - Ends 11/14 βTurkish 40% - Ends 11/30 (Offered by Turkish, capped at 50,000 bonus miles. Bonus miles post after December 1.)
Rove:β βJetBlue 20% - Ends 11/14
Have a good weekend! β βMichaelβ βNurse Michael Travels
This page contains affiliate or referral links, meaning that I may earn a commission if you click through these links and sign up or buy the product or service mentioned. βUnsubscribe Β· Preferencesβ
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Save thousands on travel using points and miles without the spam. Every week, get an exclusive tip, and all of the latest deals. Marcelo says it's the best award travel newsletter out there. π
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